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Terms of Service

Last Updated: Jan 2026

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Use of License

RealReturnCalc grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site. This is for personal, non-commercial use only.

3. Disclaimer (No Investment Advice)

The materials on RealReturnCalc's website are provided on an 'as is' basis. RealReturnCalc makes no warranties, expressed or implied. The content is for informational, educational, and entertainment purposes only. It does not constitute financial, investment, legal, or tax advice. You should consult with a qualified financial advisor before making any investment decisions. Past performance is not indicative of future results.

4. Accuracy of Information

While we strive to use reliable data sources (Yahoo Finance, FRED, etc.), we cannot guarantee the absolute accuracy, completeness, or timeliness of the information. Calculations are simulations based on historical data and specific assumptions. We assume no liability for errors or omissions in the content.

5. Limitation of Liability

In no event shall the operators of RealReturnCalc be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on RealReturnCalc's website.

6. Links

RealReturnCalc has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by RealReturnCalc of the site. Use of any such linked website is at the user's own risk.

7. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of RealReturnCalc.

8. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.